It's a natural desire to want to protect your child from harm and keep them healthy. Unfortunately, on average over 65,000 children each year are admitted to hospital. I would guess that for most parents they would have thought "it would never happen to them".
Most parents only have one wish when it comes to the health of their child – "don't worry about cost, make my child better!"
Child Cover insurance has a vital role in the "make my child better" outcome of the lives of sick and injured children.
Child Cover insurance is not health insurance. It’s not some insurance you make a claim on down the track when you get around to it. It’s a front line strategy for parents who need to be there for their children whatever the financial cost.
Having money in times of need gives parents options and access to extra medical care, overseas travel to specialists, additional special equipment, special medications and medications not funded by hospitals or the government.
Many life insurance companies offer some form of Child Cover and at very reasonable rates. Child Cover is typically available for children aged between 2 and 15 years and pays a lump sum amount upon the diagnosis of a series of specified major trauma events.
For more information in relation to Child Cover and how it may benefit your family, please contact us.