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Salary Sacrifice Explained

Many people tend to ignore their super and put off thinking about thier retirement until it's just around the corner.  Adding to your superannuation contributions can be an easy, tax effective way of topping up your super.

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Preparing for Retirement

Retirement can seem a long way off, however there are many reasons why planning now can put you in the driver's seat later.

Retirement may last longer than you think

Have you thought about how long your retirement could last?

The bottom line is that in order to make sure that your money doesn't run out before you do, you need to plan to be retired for at least 20 years.

This means you need to start thinking seriously about how you are going to provide for retirement and consider seeking financial advice now, rather than later.

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Gearing

Gearing (borrowing to invest) has been a popular wealth creation strategy.  By enabling you to invest more money, gearing has the potential to improve your overall financial wealth.

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